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My dear friend, I stopped reading in the middle. Your estimates should be multuplied by 2 to 3 to reflect what people who are 'comfortable' need to earn. Speaking for Flatbush. ואין להאריך בדבר המצער

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No easy answers there. And keep in mind that even my numbers are 18 months old. And things haven't gotten any better: I paid more than $50k (CDN) in mortgage *interest* over the past 12 months!

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